At Affordable Legal Services, we believe that there should be a realistic and, above all, affordable path towards financial recovery for our clients. We will help you assess your options and learn about the intricacies of the bankruptcy laws in Missouri. Of all the things you have to worry about, paying for the legal service you need to properly handle your case should be last on the list. That’s why we offer free consultations and payment plans to keep professional legal service accessible to all Missourians.
Chapter 7 or Chapter 13?
Put simply, Chapter 7 Bankruptcy (or liquidation) is an option available to individuals facing personal bankruptcy. A good lawyer will be crucial to navigating the courts and protecting your property from debt collectors. In contrast, Chapter 13 Bankruptcy (or reorganization) is sometimes referred to as the wage earner’s bankruptcy, because it involves using an attorney to negotiate a realistic repayment plan for the debtor. Our firm is currently only assisting clients with Chapter 7 bankruptcy cases, and we are not currently taking Chapter 13 bankruptcy cases. We will update this page when this changes.
There are advantages to both options, and one of our experienced attorneys will be able to help you decide which is right for you. Contact Affordable Legal Services today to schedule your free consultation and begin moving toward a brighter future today.